Buying a house signifies a new milestone, especially for young working adults. Not only it signifies a new milestone, it also signifies a new responsibility, it also signifies a commitment that one has to carry. With so many housing schemes available in Malaysia such as rumah prima selangor, it can be difficult to choose which housing scheme suits you the most. The Rumah Selangorku scheme is a scheme that helps people to buy their first homes at an affordable price. This article will guide you through the requirements for Rumah Selangorku application.
 
Application requirements for Rumah Selangorku Type A

• Applicant must be Malaysian citizens aged 18 years and above
• Applicant must be residing in Selangor
• The household income for applicant does not exceed RM3,000.00 per month.
• One family is only allowed to have one applicant.
• The applicant or the wife/husband does not own a property, either private properties or government properties.
• The ownership transfer will only be allowed after 5 years.

 
Application requirements for Rumah Selangorku Type B

• Applicant must be Malaysian citizens aged 18 years and above
• The household income for applicant is between RM3,001.00 to RM8,000.00 per month.
• The applicant or the wife/husband does not own a property, either private properties or government properties.
• Single applicants who have dependents are allowed to apply.
• The property is meant for own stay and not to rent out
• The ownership transfer will only be allowed after 5 years.

 
Application requirements for Rumah Selangorku low cost industry/shop in Selangor

• Applicant must be Malaysian citizens aged 18 years and above
• The household income for applicant does not exceed RM10,000.00 per month.
• One family is only allowed to have one applicant
• Applicant has yet to own a property with commercial title.
• The ownership transfer will only be allowed after 5 years, starting from the date of CF approval and with permissions from the state authorities.

 
After you have decided on which type of property to apply for in your Rumah Selangorku application, you will need to submit the relevant documents as follows:

1. A copy of the applicant’s identity card and the spouse’s identity card
2. A copy or copies of identity card(s)or birth certificates of children or dependents
3. A copy of the marriage register; marriage certificate; divorce letter or death certificate of spouse
4. Single confirmation letter from the applicant’s employer or the Commissioner of Oath for self employed applicants who are not married yet
5. The applicant’s latest pay slips or the income verification from the Commissioner of Oaths if applicant is self employed
6. A statutory declaration from Commissioner of Oaths if the applicant’s wife is unemployed
7. EPF statement
8. A copy of the applicant’s electricity bill or water bill

 
In conclusion, think thoroughly and plan your finances before you start your application for the Rumah Selangorku scheme. After all, buying a house is a huge commitment in a long term. You definitely do not want to regret your decision after that. 

​With so many schemes available out there such as RUMAWIP, and so on, buying a house is no longer just a dream. After purchasing a property, it is time for renovation. This article will guide you through the tips on saving renovating cost.

1. Go minimalism

Less is more. Go for a less complicated design. Choose a minimalism approach to save yourself from overspending on renovation costs. You could try a Japanese interior design where the design is usually clean and minimalist. The furniture used are simple yet it creates a clean and comfortable space.

1. Maximalism might be a good choice too

If your budget allows and you are not fussy with designs, you could always try to mix and match your furniture at home. You could source your furniture from the secondhand warehouse or even eBay to look for some affordable yet beautiful furniture for your house.

1. No to carpets

Adding carpet to your house will no doubt add some warmth to your house, giving it a homely touch, but it can be quite costly, in terms of cleaining, maintaning and installation. Instead of using carpets, why not choose loose rugs that will also give you some softness under your feet?

1. Cost effective flooring

Flooring plays an important role when it comes to the comfort of a home and it will take up a large part of your renovation budget. Forget about natural stone, ceramics or designer marbles if you are on a tight budget. Instead, you should opt for vinyl, laminate and tiles that are more cost efficient. Most importantly, the type of flooring in terms of the material is what sets the costs of flooring so high.

1. Minimal hacking

Wall hacking involves demolishment of walls or other structures in your house. It could be hacking a wall to combine two rooms into one or it could be because you want to build a partition. Do think carefully before you decide whether to go through hacking in your house.

1. Paint over wallpaper

Wallpaper can be quite costly especially when you need it for the whole house. In order to save on renovation costs, do consider paint instead. Choose a washable paint that can be easily maintained or clean so that it will last longer. It might be slight more expensive than normal paints, but it is definitely cheaper than buying wallpaper.

1. Custom carpentry

The prices for carpentry work will depend on the type of material you want for your kitchen countertops to study tables to wardrobes and so on. Again, the prices differ according to the design difficulty. Custom cabinets could be a cheaper option if you choose cheaper materials. Go for simple design to save costs on workmanship fees.
 
In conclusion, renovation costs do not come cheap based on the above points. You could also engage with interior designers to have them give you some ideas on what you can do to your house. If not, you could always visit Pinterest for some DIY ideas as well.​​